Mississippi has  257,404 small businesses and counting. If you run an operation, you'll have to account for all the what-ifs. Mississippi business insurance will be able to provide protection under your chicken and egg farm coverage.

A Mississippi independent insurance agent will have access to several carriers so that you're prepared when the worst happens. They'll do the shopping for you at no additional cost, saving you time and money. Get connected with a local expert for custom quotes today.

What Does Chicken and Egg Farm Insurance Cover in Mississippi?

If you're in the chicken and egg business, your farm insurance policy will have coverage. Farm insurance comes in many forms, but there are some standard policies that every business needs in Mississippi. 

What your chicken and egg farm insurance generally covers:

• Liability: A general liability policy will provide coverage for bodily injury and property damage.
• Commercial property: This policy covers your farm structures, pole barns, and can even insure your equipment.
• Accidents: This can be anything from coverage for electrocution, fire, and smoke, to loading and unloading of livestock.
• Natural disasters: Volcanic eruptions and sinkholes are covered. Typically floods and earthquakes are covered under a separate policy.
• Weather events: Lightning, wind, hail, tornadoes, and more.
• Crimes and civil unrest: This is for theft and vandalism of livestock.

Volume of insured acres of farmland in the US from 2016 to 2019, by crop

If your farm has acreage used to grow your chicken and egg business, your commercial property policy will provide protection. To ensure that you have complete coverage, review your policies for accuracy.

What Doesn't Chicken and Egg Farm Insurance Cover in Mississippi?

Your Mississippi chicken and egg farm insurance will come with exclusions. Every policy will have specific coverage as it pertains to liability, property, and livestock. Take a look at the common things that won't be included in your chicken and egg farm policy:

• Crops: Your farm's crops will be covered under a separate crop policy for any damage.
• Vehicles: Some insureds think automobiles or company vehicles fall under farm equipment, but they don't.
• Structures: If you want coverage for any buildings, it will fall under your farm's property coverage.

Farm Equipment Insurance in Mississippi

Farm equipment coverage is crucial when you use it to run your daily operations. Your Mississippi chicken and egg coops, processing equipment, and anything else used to run your business need adequate protection. Farm equipment insurance can help protect against common perils such as:

• Fire
• Theft
• Vandalism
• Storm damage

Commercial equipment rental revenue in the US (in million US dollars)

If you have to rent or lease out farm equipment, then you'll need even more protection. If you're the one renting the equipment, the owner will need to see proof of coverage.

Chicken and Egg Farm Insurance Costs in Mississippi

Mississippi commercial insurance costs will vary from entity to entity. Carriers will go by the size of your chicken and egg business and any additional risk factors that may come up. Check out what companies use to rate your chicken and egg farm insurance:

• The value of each piece of equipment
• Your safety measures in place
• Who operates said equipment
• Your claims history
• Your business address
• Local disasters

Common Mississippi natural disasters that can impact your premiums:

• Severe storms and lightning damage
• Burglary and other property crimes
• Hurricanes and tropical storms
• Tornadoes
• Flooding and water damage

How to Connect with an Independent Insurance Agent in Mississippi

If you want to avoid a significant financial loss to your business, you'll need the proper protection. Mississippi farm insurance can come with coverage for your chicken and egg operation. Instead of going it alone, consider using a licensed adviser.

Fortunately, a Mississippi independent insurance agent will have access to several markets so that you get the best options on coverage and premiums. They'll do the shopping for you at no additional cost and review your policies for accuracy. Connect with a local expert on TrustedChoice to get started today.