If you're throwing an event, there are a lot of risks involved. You'll be responsible for any injury or damage that may occur. Mississippi business insurance can help protect your gathering with event liability coverage. 

Fortunately, a Mississippi independent insurance agent has access to multiple markets so that you're given the best options in town. They have policies to fit your budget, making your coverage affordable. Connect with a local expert for tailored quotes. 

What Is Event Liability Insurance? 

Your Mississippi event liability insurance will protect against a bodily injury or property damage loss. If you're holding an event, you'll want the right coverage in place. Things you'll need to disclose to get a quote are as follows:

• Are you hiring employees or contractors?
• How many people will be attending the event?
• Will this event be ongoing throughout the year?
• What type of event is this?
• Will alcohol be served?
• Will there be minors present?

Revenue forecast for music events in the US (in million US dollars)

You may not be having a grand concert, but you'll still want proper protection. Crowds of any size will have risk exposures, no matter how small.

How to Get General Liability Insurance for an Event

Mississippi event liability insurance is a form of general liability coverage. The primary difference between the two is how long the policy is effective. Take a look at the explanation below:

• General liability insurance: Will pay for a lawsuit arising out of bodily injury, property damage, or slander. A typical policy term is one year. 
• Event liability insurance: Will pay for a lawsuit arising out of bodily injury, property damage, or slander. A typical policy term is different for every event and usually only lasts the dates of the event.

One-Day Event Liability Insurance in Mississippi

In Mississippi, $3,120,632,000 in commercial claims were paid in 2019 alone. When you have event liability insurance, you can protect your personal assets and finances from a disaster.

Events the public are most likely to travel for in the US as of January 2021

When you have an event that only lasts for a day, one-day event liability insurance can offer coverage. This policy will suit any gathering that is 24 hours or less.

Liquor Liability Insurance for an Event in Mississippi

When you throw a party or an event, you'll have the option of serving alcoholic beverages. A standard event liability policy will not come with coverage for a claim involving an intoxicated attendee. Instead, you'll be need to add liquor liability insurance in case a loss involving alcohol-related injury or damage occurs. 

Private Event Liability Insurance Mississippi

In Mississippi, private events will need protection just like any other gathering. Most insurance companies will offer coverage for both public and private events. A typical example of a private event is a wedding or bar mitzvah. You'll need to carry private event liability insurance for claims of bodily injury or property damage if you are hosting the event. When serving alcohol, endorsing your policy to include liquor liability is also necessary.

How to Find an Independent Insurance Agent in Mississippi

When you're planning an event in Mississippi, adequate protection is needed for all the what-ifs. Whatever the size of your gathering, you'll want coverage for your exposures before, during, and after. Event liability insurance can help protect your risk and provide bodily injury and property damage coverage.

A Mississippi independent insurance agent will have access to several markets so that you can find the best policy for an affordable price. They do the shopping for you at zero extra cost, saving you time and money. Connect with a local expert on TrustedChoice to get started in minutes.