Top Mississippi Insurance Questions and Answers

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FAQ: How Does an Umbrella Policy Work in Mississippi?

Umbrella insurance offers extra liability protection beyond the limits of your home and auto insurance. How does umbrella insurance work in Mississippi? What does it cover, and how do you qualify to purchase it? An insurance expert answers some basic FAQs about umbrella insurance in Mississippi.

Arborist cutting branches with chainsaw. A tree trimmer hit my Mississippi neighbors shed.

My Tree Trimmer Hit My Mississippi Neighbor’s Shed, Who’s Responsible?

If you're getting your trees trimmed and a branch falls into your neighbor's yard and causes damage, you need to know if you or the tree trimming company is responsible. A Mississippi independent insurance agent can help you secure home insurance that covers this event, and others, if you end up needing to pay.

Fallen Tree on neighbor home. Who's responsible if a neighbors tree lands on my home?

In Mississippi, Who’s Responsible If a Neighbor’s Tree Lands on My Home?

In Mississippi, if a neighbor's tree lands on your home, you'll likely need to file a claim on your home insurance policy. Understanding the coverage you need and how insurance can protect you starts with a Mississippi independent insurance agent. Learn when your home insurance protects you and when you may be left exposed.

Does Home Insurance Cover Messy Basement Floods?

Flooding is one of the top five risks to Mississippi homeowners. Know if your home and your basement are protected by home insurance in the event of a flood. Understand how to prepare and maintain your gutters to prevent unnecessary indoor flood damage. Work with a Mississippi independent insurance agent to secure coverage.

Something’s Stolen from My Car, How Am I Protected?

If your car is burglarized you may need to file a claim with your home or auto insurance policy. You also need to make sure you have the right coverage. A Mississippi independent insurance agent will work with you to review your existing home and auto policies and purchase any additional coverage you need for theft.

Who Pays after an Electric Fire in a Brand-New House?

If an electric fire breaks out in your brand-new Mississippi home, do you have the right insurance to cover it? Is it even your fault, or is the builder to blame? An independent insurance agent can help you understand your coverages and rights in this situation. Make sure you have the proper coverage before you need it.